At CBD we have a team of specialists solving multimillion-dollar problems for SME and Professionals. Using our Risk Management services no one is left out in the cold, Our offering includes, Strategic Planning, Insurance, Corporate Governance and Compliance addressing critical liability issues for Companies, Directors and Shareholders – We will not work with you if we cant make a difference. We can not work with you if you don't follow our advice.
At CBD we understand that the business world is complex, frustrating full of jargon and a legal minefield that takes an expert to understand. We offer a strategic plan, risk management, risk consulting, insurance broking, alternative risk financing and insurance claim management services. We identify all the risks by constructing a risk register then breaking them down into the risk, likelihood and consequences.
Our specialist fields are Medical, Transport, Import/Export, Food Services, IT and Professional stand-alone occupations.
All our staff and consultants are fully qualified and deeply experienced.
Since 1983 our clients have relied on us for trusted advice to provide them with the best outcomes from the marketplace, to manage technological change and simplify an increasingly complex risk environment. Since the beginning, we have evolved into one of Australia’s specialist risk management teams.
We are aligned with some of Australias highest regarded experts in their field, we work with these experts every day.
We work with business in both the private and public sectors to design and deliver innovative solutions which identify, quantify and manage risk. Every one of our clients receives expert advice suited to their specific individual needs.
We have been in the Risk game for 35 years, providing
- Medical Professionals and Practices
- Professional advisers & Consultants
- Food Services
- Business partnerships
We insure people, not just business risks. We will make sure
that you don’t lose the benefits of all your hard work because
of a single mistake, accident or illness.
Your Success is Our Success
You get the information you need because we pay attention to you, carefully profiling your risks by likelihood and Consequences. You will get a detailed plan for the coming year, specifically linking outcomes with key performance indicators that are linked to your goals.
You’ll deal with your personal CBD advisor, so you won’t be chasing different individuals for claims, accounts, documentation and information.
We've got you covered all around the world our experts will always deliver.
We always deliver successful outcomes for all, with clear plans, precise risk analysis, incredible solutions and protection.
Why People Choose Us
Trusted Worldwide Cover
Expert Advice on Protecting Your Business
Kate Edgar (AR No. 378322)Advisor Profile
Kate Edgar is the Executive Director and an experienced financial planner & General insurance adviser. She can help you understand the risks you need to manage and also with all facets of General Insurance, life insurance, superannuation and retirement planning.
Kate is a Senior Practitioner Member of the Australian and New Zealand Insurance Institute and as such abides by their Code of Ethics and Rules of Professional Conduct. She has worked in the financial services Industry since 2003 and in 2007 completed her Diploma of Financial Services (Financial Planning). She holds a Diploma of Financial Planning, a Diploma in Mortgages and an Advanced Diploma in General Insurance Broking.
Sue-Ellen Naylor (AR No. 431592)
Sue-Ellen Naylor has 30 years experience in the General insurance industry with vast experience in General Insurance, WorkCover, Claims and the management of general insurance. Sue-Ellen heads up our Investment property portfolio from our Perth office.
Lyndon Holland (AR No. 238608)Advisor Profile
Lyndon Holland is an expert in Risk Management . He’s been protecting his clients business success for over 35 years with risk management and insurance advice. He can help you identify your business risks with a simple review, take action to mitigate your risks and insure against relevant risk with Life Insurance and a range of Business Insurance as well
Lyndon’s extensive training and experience in Australian industry enables him to take a strategic approach to managing your personal and business risk, as well as advising you on smart retirement planning strategies and other investments.
Lyndon is a Senior Practitioner Member of the Australian and New Zealand Insurance Institute and as such abides by their Code of Ethics and Rules of Professional Conduct. He has worked in the financial services Industry since 1983.
A life-long learner, Lyndon has several Adv. diplomas he is a member of the Risk Management Institute of Australasia. This is adds to his ANZIIF membership along with his Advanced Diploma of Financial Services (Financial Planning), an Advanced Diploma of Financial Planning, a Diploma in Mortgages and a Advanced Diploma in General Insurance Broking.
CBD Insurance Services (301227)
CBD Insurance Services delivers risk management by developing a risk register identifying your risk by likelihood and consequences, CBD Insurance services was founded to deliver Insurance to our Business partners Australia wide.
CBD Financial Services (301227)
CBD Financial Services was developed to help our Partners develop a Strategic Plan, linked to Corporate Governance, Compliance and Risk Management, we help our partners evolve into the future, This captures what you look like now what your business looks like in 3 and 5 years time, We will develop together a business plan, corporate governance and compliance registers along with the risk register all incorporated into one.
Financial Kinetics delivers Strategic planning for select business, With a clear vision we will help you become the point of difference
with Guaranteed outcomes
Since 1982, Westcourt has been building an authorised broker network based on the simple principles of honesty, trust, hard work and great service. It’s not fancy.
Westcourt is a part of the Insurance Australia Group and a member of The Insurance Australia Group
IAG is the parent company of a general insurance group with controlled operations in Australia, New Zealand, Thailand, Vietnam and Indonesia. Its businesses underwrite over $11.4 billion of premium per annum, selling insurance under many leading brands, including: NRMA Insurance, CGU, SGIO, SGIC, Swann Insurance and WFI (Australia); NZI, State, AMI and Lumley Insurance (New Zealand); Safety and NZI (Thailand); AAA Assurance (Vietnam); and Asuransi Parolamas (Indonesia).
IAG also has interests in general insurance joint ventures in Malaysia and India.
In 1996, 43 privately owned insurance brokerages joined forces, united in the belief that quality advice and service were paramount in the insurance industry. With that Steadfast was born, an Australian owned and operated enterprise.
Today we are the largest general insurance broker network in Australia & New Zealand, comprising over 348 brokerages with over 1,200 offices across metropolitan and regional areas.
We are an ASX 200 listed company, a market leader in our industry and an innovator in insurance broking. True to our original charter, Steadfast exists to drive an insurance broker network that provides unique professional services and advice to its clients.
Steadfast generated A$6 billion in sales in FY16 and the group looks after over 2 million policies for Australian and New Zealand businesses.
Lifespan Financial Planning was founded by John Ardino in 1994, and has retained its autonomy since that time and is not owned by a bank, fund manager, or insurance company.
Lifespan remains one of Australia’s largest non-institutionally owned adviser networks and has no ownership links whatsoever with any of the financial institutions which control about 85% of the advice market. Lifespan is 100% privately owned and is free of the vested interests and pressures associated with having institutional parents or shareholders.
Lifespan Financial Planning is a Professional Partner of the Financial Planning Association of Australia (FPA) and a member of AIOFP (the Association of Independently Owned Financial Professionals).
Our success is founded on a unwavering commitment to personal and professional integrity, ethics, honesty and fair dealing.
We have adopted strong corporate governance practices that reflect this commitment and we are dedicated to ensuring that this ethical culture persists as a driving force in every one of our business transactions.
The Insurance Brokers Code of Practice
CBD Insurance Services is a member of the National Insurance Brokers Association.
As such, we are committed to the Insurance Broker’s Code of Practice:
- Act in best interests of the client.
- Provide advice and guidance to enable clients to make informed decisions on risk and insurance protection.
- Provide full and accurate information for effective underwriting.
- Respect the client's confidentiality in relation to all records and information.
- Ensure the validity and accuracy of all documentation.
- Make available all relevant documentation, policies, certificates, endorsements and premium calculations as may be required.
- Be professional, efficient and responsive in all dealings.
- In the event of a claim, take every step necessary to ensure prompt and fair settlement.
- Work towards maintaining and enhancing the reputation of NIBA and its members.
- Act in the spirit of the Code and encourage others to do likewise.
As NIBA Members, we support the Association in promoting the code – including how to
make a complaint – and make details readily available to you.
CBD is your competitive advantage
We’re deeply educated and experienced in Governance, Risk and Compliance. Our deep experience and commitment to ongoing learning mean that you get real advice and the RIGHT Advice. You get a trusted business risk advisor, not just any adviser