CBD Insurance Services is a professional and trusted insurance provider and the number one choice when it comes to providing all forms of Commercial Property Insurance for your company.
We specialise in Commercial Property Insurance and since 1983, have been working with SME’s and professionals to ensure they have the necessary protection against any commercial property risks that may come their way.
How to Find the Best Commercial Property Insurance
If you are the owner of commercial property, it is an absolute must to have Commercial Property Insurance.
This can protect your property from incidents related to fire, storms, vandalism, and even plumbing related issues.
At CBD Insurance Services, we are able to use our knowledge and expertise help you find the best Commercial Property Insurance policy based on your specific needs.
Why Is CBD Insurance Services the Best Choice?
- We have over 35 years experience have worked alongside some big names such as Garry Harvey, Amanda Keller, and International Filmmakers Scott and Kerry Hicks
- Our mission is to create a SYSTEM for you, which is an acronym for Save Yourself Stress, Time, Energy and Money
- We are professional and trusted consultants specialising in a broad range of insurance solutions
- We are aligned with some of Australia’s highest regarded experts in their field, we work with these experts every day
- Our expert team pride themselves in taking time to build relationships with each client, and ensure that everyone is treated individually as a person, not just a number
- We provide the best solutions for you by analysing your risks, measuring the likelihood of them occurring, and then determining the consequences should these risks come to fruition.
- We insure people, not just business risks and will make sure that you don’t lose the benefits of all your hard work because of a single mistake, accident or illness.
- Our agents take the time to explain what options are available to you to make sure you select the insurance product best suited to your circumstances
- We provide flexible appointment times to suit you.
Business Property Insurance
When starting a business, there’s something you must consider and that is any potential risks they may come your way.
Every business, regardless of its size, should expect to run into a couple of hurdles down the track as that is the nature of doing business.
However, anticipating risks isn’t enough; you also need a way to protect your business in the event you run into obstacles that can seriously threaten your business.
Fortunately, there are a plethora of business insurance options that can shield your investment by cutting down those financial risks.
One of the most crucial insurance options that every firm should have is Commercial Property Insurance.
While every firm is unique in its own right, all businesses are bound to use some kind of property to conduct some or all of their business activities.
Can you imagine what a company would look like without furniture, computers and other office equipment? The business wouldn’t exist.
For this reason, you need Commercial Property Insurance to protect these critical assets against any potentially devastating risks.
What Is Commercial Property Insurance?
What do you consider to be part of your businesses ‘property’?
From your office where you process your transactions to files and furniture, Commercial Property Insurance covers any loss or damage to these essential items.
However, this doesn’t necessarily mean that you should insure every item in your business.
Every firm should clearly define which items should be included in the policy. Also, there are two types of Commercial Property Insurance:
– All-risk Commercial Property Insurance: This policy covers pretty much everything, including natural disasters. If there is a loss that is not caused by any of the specified perils within the policy, then it is excluded from coverage.
– Peril-specific Commercial Property Insurance: This policy applies only to specific risks. For instance, you can get a plan that only applies to loss or theft of company property.
When choosing a Commercial Property Insurance policy, it’s imperative to take certain factors into consideration such as location.
For instance, if your business is located in an area where there’s a high risk of flooding, the wise choice would be to include that particular peril in your policy.
Why We Are Different & Why You Should Choose CBD Insurance
Although it’s easy to assume that all Commercial Property Insurance policies are the same, they are not.
There’s a vast difference between insurance providers, and it’s up to you to make sure you get the best insurance provider in the market place – CBD Insurance Services.
Commercial property coverage through us is scalable to suit your unique business needs and provide cover for your property.
Here’s a look at what makes us different:
Coverage: Our business property insurance policy can protect your firm from minor risks to significant risks.
Even if you are leasing your property, renting or perhaps you operate your business from your home, we will make sure that we protect your commercial property.
Value for Money: It’s tempting to think that the cheapest insurer is a great fit, but that is hardly ever the case. The key is to get everything you paid for.
At CBD Insurance Services, we strive to provide our clients with value for money.
While of course, every policy is different, we will help structure your plan in a way that best covers your business.
Experience: Experience should be at the centre of things to consider when picking an insurer.
At CBD Insurance Services, we have been covering business property for 35 years.
Our vast experience makes us your best solution for Commercial Property Insurance.
Excellent Reputation: The last thing you need is an insurance company that gives you headaches with hidden fees or when it comes to filing a claim.
We pride ourselves of our customer service, and we will hold your hand throughout the process to make everything is hassle-free.
Reviews and Testimonials: Still wondering if we are who we say we are?
You don’t have to take our every word for it, read what our clients have to say about how we operate to get a clear picture of our reputation.
Free Risk Analysis: Sometimes, it can be tough to know whether your coverage is enough. So, is your business well covered in terms of commercial property?
You can’t really say for sure unless you conduct a risk analysis. Lucky for you, we can offer you our professional opinion regarding business insurance for free!
Our experts can help you understand where your business stands in terms of risk management and also provide you with a customised risk management program.
What Commercial Property Insurance Covers:
- Your business signage
- Your building
- Your inventory
- Your equipment plus furniture
- Supplies
- Fixtures
- Fencing and much more
We understand that your business is one-of-a-kind. That’s why we will make use of all our resources, including the most respected and experienced advisers to help create a policy that provides both protection and flexibility.
And of course, at a price that suits your financial needs.
Standard inclusions in Commercial Property Insurance include:
- Fire
- Burglary
- Wind damage
- Equipment and furniture breakdown
- Utility services damage or failure, etc.
Who Needs Commercial Property Insurance?
Maybe you’re asking: “My business is too small, do I really need Commercial Property Insurance?” You should consider getting business property coverage if:
- You are a building owner
- You are a tenant of commercial property
- You have valuable equipment such as computers
- You have a property you depend on to operate your business
Note: Every business with a physical location should consider covering the building and any other attachments with Commercial Property Insurance.
After all, without it, loss or damage to company equipment could end up ruining your business.
Business property insurance provides you with peace of mind and leaves you knowing that you are protected from unforeseen issues.
Securing a policy that works best for your company is easy when you partner with a reputable insurance company like CBD Insurance Services.
We will provide you with Commercial Property Insurance and any other business insurance options you need to help you protect your business.
For an obligation-free, competitive quote, professional insurance advice, or more information on how we can help you, please contact one of our expert consultants today on (08) 8357 1422 or send a message through our website:
https://cbdinsuranceservices.com.au/contact/.
